CRUG Wins Summary Judgment in Complex Coverage Dispute

We are proud to announce that Eric Grinnell and Rich Garner recently secured a total victory for our client in Progressive Preferred Insurance Company v. McDowell Enterprise, LLC.

The case involved a high-stakes commercial trucking accident where the claimant sought both liability and UM/UIM coverage following a fatal collision.

The claimant sustained significant injuries and had already received nearly $1 million in Ohio Bureau of Workers’ Compensation (BWC) benefits. Despite this, they sought additional recovery against the employer and the estate of the driver.

Eric and Rich argued that the specific language of the commercial policy—including crucial employer liability and BWC exclusions—precluded both liability coverage for the defendants and UM/UIM coverage for the claimant.

The court agreed, granting Summary Judgment in favor of the insurer and confirming that no coverage was owed under the policy terms.

(L-R) Eric Grinnell, Partner, Richard Garner, Partner